Lastega ja lastele

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Tunnustusauhinna taotluste voor on avatud 15. aprillini.

Esita taotlus

Every one of us may become trapped in the vicious circle of loans

Another scholarship round was summarised by a scholarship day in Tallinn, attended by about 60 young people. This time, the focus was on self-sufficiency, but the attendees also participated in career planning and media studies workshops.

When a young person has grown up without a mother and father, he or she lacks a role model and cannot ask for advice – something that goes without saying in traditional families. A young person without parental care is completely alone when he or she embarks on independent life and must, among other things, learn how to manage finances on his or her own. In order for young people starting their independent life not to make consumption decisions that would be unfavourable for themselves or someone else, they need advice and knowledge before starting out so as to not need help after taking bad decisions.

This is why the Development Manager of Private Loans at SEB, Triin Messimas, was sharing self-sufficiency advice: how to keep income and expenses in balance even with a low income and not to live on tomorrow’s budget or become hooked by express loans.

Career adviser Tiina Saar spoke about noticing one’s strengths and how to use them during studies and later when choosing a profession: self-marketing or how to get
good offers from the labour market.

Host of the TV programme Terevisioon, Urmas Vaino, called attention to the opportunities and dangers of the media space.

The scholarship project of the non-profit association SEB Heategevusfond was launched last autumn and scholarships are granted twice a year, in October and February. This year the scholarship fund is EUR 40 000, and in the autumn 46 young people received aid.

A few words about the scholars. As always, a well-reasoned letter of motivation is what provides an advantage over other applicants and is more likely to ensure a scholarship.

A young man from East Viru County, studying to be an electrician, said in his letter of motivation that though this job was not his dream, he knew that he would be certain to get work in this field. However, his grandmother’s pension is not enough to support the young man during his studies. A young man studying construction in Võru County wishes to renovate his grandparents’ house, as already his grandfather was an appreciated builder and furnace master in his village. For his dream to come true, he needs a laptop for homework as well as work clothes and boots to wear during an internship. In the vision of a girl from Pärnu, her textile studies on Saaremaa will be completed with a national costume made as a final assignment. All this demands a lot of work and effort from the girl, but first she needs to get the materials on which to embroider and this, as we know, is rather expensive.

Some young people came to the scholarship day with a companion, as together it is safer to venture from the other corner of Estonia to the capital; moreover, the topics were interesting for the adults too. A social worker, who has taken care of children in Pärnu for years, said at the end of the day that making choices is always difficult, no matter if you are 16, 18 or 45 or if you are making your first choice or planning a third U-turn. You want to speak about it with someone, discuss things, get encouragement and acknowledgement so as to grow your confidence and get this inner feeling that it is time to be entrepreneurial and take the first steps toward new choices. “It is weird that I did not feel at all that the scholarship day targeted only young people and I was there simply as a guest. I was so taken in by the topic, as if I went to Tallinn with my peers to a training event directed at me and of interest to me. It made me think about myself, once again word my wishes and actual needs in my mind,” she added.

Kati Käpp

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